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Youthful Drivers: The High Risk Years

Youthful DriverGetting a driver's license is a rite of passage for teenagers, but it also marks the start of their most dangerous years on the road. Teen drivers have much higher crash rates than adults. Fortunately, there are ways parents can help to reduce the risks.

The Promise in the Policy... Another Happy CIG Client

House in HandsBy her own account, Laurie Kendall is lucky to be alive…and she’s one very happy CIG homeowners insurance customer. On the afternoon of Sunday, August 31, 2009, Laurie was in her home on the outskirts of Auburn, California, a rustic town in the gold country of Northern California between Sacramento and Lake Tahoe.

Spring Season & Grilling Safety

Barbecue GrillAmericans enjoy more than three billion barbecues each year.  But barbecuing can be dangerous, even deadly, if you're not careful.


The following tips can make your grilling experience safe:



  • When ready to barbecue, protect yourself by wearing a heavy apron and an oven mitt that fits up over your forearm.

Daylight Savings Reminder: Check Your Smoke Detectors

Time ChangeI just wanted to send a quick reminder that Sunday, the 13th of March, will be the start of Daylight Savings time.

Air Bags & Children: Beware the Dangers

Air bags have prevented millions of serious injuries, but passenger side airbags can injure and even kill a small child, which is why children should always ride in the back seat.

Dr. Till Jolly is an emergency room physician and an expert on airbags. He says that airbags were designed for adults, not children. The Insurance Information Institute urges parents to always place children in the back seat.

Before Buying a Home: Insurance Questions Everyone Should Ask

Home and FamilyNow just may be the best time ever to buy a home.  With market values and mortgage interest rates at incredible lows, it could be one of the best long-term investments you ever make. 

Distracted Driving... Examine the Facts & Consider the Consequences

Distracted DriverRecently I began riding my bicycle again in an effort to take off a few pounds and get in better shape. Nothing heavy duty, typically a 40 minute ride around our home in Tulare. The bicycle lanes on the far right of the road keep you out of the main traffic and seemingly makes it safer.

Say What, Insure That House for How Much?

LAS VEGAS - MARCH 21:  RE/Max Central realtor ...

Vacant Properties Pose Insurance Risks

Steve Poizner, Insurance Commissioner California Insurance Commission, Steve Poizner, recently gave a press release on the problem with the increasing number of vacant properties as many homeowners are stuck with hard-sell-homes.   He encouraged homeowners in this situation to review their insurance poli

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